Privacy Policy for Magn.Obvious Inc

Last Updated: July 27, 2025

This Privacy Policy describes how magn.obvious ("we," "us," or "our") collects, uses, and discloses your information when you use the Magn.Obvious Inc mobile application (the "App"). By using the App, you agree to the collection and use of information in accordance with this policy.

1. Information We Collect

a. Information You Provide Directly

• Cell Number: When you register for an account with Magn.Obvious Inc, we require your cell number for account creation, verification, and management. This is essential for providing you with access to the App's features and for securing your account.
• Financial Data: As the core function of Magn.Obvious Inc is to help you track expenses, you will input financial transaction details, such as cost amounts, categories, dates, notes, and other related information. This data is stored to provide the App's expense tracking and reporting features.
• Other Information: You may choose to provide other information, such as your name or email address, when interacting with customer support or providing feedback.

b. Information Collected Automatically

When you use the App, we may automatically collect certain information about your device and usage, including:

• Device Information: Such as your device type, operating system, unique device identifiers, mobile network information, and IP address.
• Usage Data: Information about how you access and use the App, including features you use, the time and duration of your activities, and crash logs. This helps us understand user behavior and improve the App.

2. How We Use Your Information

We use the information we collect for various purposes, including:

• To provide, operate, and maintain the Magn.Obvious Inc App and its features (e.g., managing your account, tracking your expenses).
• To verify your identity and ensure the security of your account.
• To improve, personalize, and expand our App.
• To understand and analyze how you use our App.
• To develop new products, services, features, and functionality.
• To communicate with you, either directly or through one of our partners, including for customer service, to provide you with updates and other information relating to the App, and for marketing and promotional purposes (where you have consented).
• To find and prevent fraud.
• To comply with legal obligations.

3. How We Share Your Information

We value your privacy and are committed to protecting your data. We do not sell, trade, or otherwise transfer your personal information, including your cell number and financial data, to outside parties for their marketing or advertising purposes.

We may share your information in the following limited circumstances:

• With Service Providers: We may share your information with third-party service providers who perform services on our behalf, such as hosting, data analytics, crash reporting, and customer support. These service providers are obligated to protect your information and use it only for the purposes for which it was disclosed.
• For Legal Reasons: We may disclose your information if required to do so by law or in response to valid requests by public authorities (e.g., a court order or government agency).
• Business Transfers: In connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.
• With Your Consent: We may share your information for any other purpose with your explicit consent.

4. Data Security

We implement reasonable security measures designed to protect your information from unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.

5. Data Retention

We retain your personal information and financial data for as long as your account is active or as needed to provide you with services, comply with our legal obligations, resolve disputes, and enforce our agreements.

6. Your Data Protection Rights

Depending on your location, you may have the following rights regarding your personal data:

• Right to Access: You have the right to request copies of your personal data.
• Right to Rectification: You have the right to request that we correct any information you believe is inaccurate or complete information you believe is incomplete.
• Right to Erasure: You have the right to request that we erase your personal data, under certain conditions.
• Right to Restrict Processing: You have the right to request that we restrict the processing of your personal data, under certain conditions.
• Right to Object to Processing: You have the right to object to our processing of your personal data, under certain conditions.
• Right to Data Portability: You have the right to request that we transfer the data that we have collected to another organization, or directly to you, under certain conditions.

To exercise any of these rights, please contact us using the contact details provided below.

7. Children's Privacy

The Magn.Obvious Inc App is not intended for use by children under the age of 13. We do not knowingly collect personally identifiable information from children under 13. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact us. If we become aware that we have collected personal information from a child under 13 without verification of parental consent, we will take steps to remove that information from our servers.

8. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date at the top of this Privacy Policy. You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

9. Contact Us

If you have any questions about this Privacy Policy, please contact us:

• By email: magn.obvious@gmail.com